Discover the true cost of your bank AR facility

With a bank AR facility, headline interest rates are normally low, but costs can increase substantially once all the different fees are priced in. Use this simple calculator to calculate your true cost of capital at different utilisation rates to see what you're really paying.

Facility Parameters
Annualized Interest Rate
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10%
$
Facility Fee
$
Minimum Monthly Finance Fee
$
Admin / Collateral Handling
Unused Line Fee
Early Termination Fee
Equity Warrants
Custom Fee (monthly)
Your effective annual interest rate
How we calculate this

Pollen VC offers revolving lines of credit based on your AR plus the value locked in your live cohorts. We quote transparent pricing on an interest rate basis just like a credit card or a bank line of credit. You know exactly what you’re paying, which makes it easy to include financing costs in your user acquisition calculations.

Questions for us?
If you’d like us to help you unpick confusing financing structures, or want to suggest a calculator that would help you plan better, please get in touch.
Ready to scale?
Apply for a flexible line of credit from Pollen VC.

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Contact Careers Policies Press

PCAP Limited is a company registered in England and Wales (Company No: 11178641) located at 6th Floor 2 London Wall Place, London, England, EC2Y 5AU

PCAP Limited is registered in the UK with the Financial Conduct Authority reference 807594.

Pollen Capital Americas, Inc. is registered in the State of Delaware and is located at 700 Larkspur Landing Circle, Larkspur, CA 94939

PCA Bear LLC is registered in the State of Delaware and is located at 700 Larkspur Landing Circle, Larkspur, CA 94939

For California borrowers, loans made by Pollen Capital Americas, Inc. pursuant to its California Finance Lenders License 60DBO35917.

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